Health & Dental Plans

In the current climate of increasing health and dental care costs, students on fixed incomes are particularly vulnerable. Each year, the costs of prescription drugs and basic health services take increasingly large portions out of the limited budgets of many students. To assist with costs, the Student Union operates group health and dental plans for its members.

All full-time students are enrolled in this plan when they register. Fees for the health and dental plans are collected in the fall and winter semesters. The health plan provides coverage for prescription drugs and paramedical services such as chiropractic, physiotherapy, and orthopedic services, as well as out-of-province travel insurance. The dental plan provides coverage for services such as exams, fluoride treatments, and cleanings. Complete details about the health and dental plans are provided in the GCSU handbook.

Students already covered under another health plan (i.e. a plan other than a provincial health care plan) may choose to opt-out of the Student Union plan to receive a refund of health and dental fees. As the Union’s plans include benefits specifically designed for students’ needs, retaining the coverage will increase your total coverage and further reduce health care costs.

Students can opt-out of the health and dental plans online by following the links on the bottom of this page. Students wishing to opt-out will be required to demonstrate proof of coverage by providing information about their existing plans including the name of the insurance company and the policy number. The deadline to opt-out is two weeks after the first day of classes. Please note that students who have already opted out of plan(s) will remain on the opt-out list for the remainder of their studies providing they maintain full time studies at Grenfell Campus. If a student reduces to part time status or attends any other campus of Memorial University or educational institute they are required to complete the opt-out process again. If a student no longer has alternate coverage, they can become a part of the plan(s) again.  Contact the GCSU for more information related to opt-out and opt-in regulations.

Complete details about the health and dental plans are provided in the Student Union Member Handbook.  To pick up a free handbook drop by the Student Union office.  For more information, call the plan administrator at 637-6200 ext. 6225 or by email jbelbin@grenfell.mun.ca.

Who is Covered?

All full-time students at Grenfell are automatically enrolled in the health and dental plans. Plan fees are collected by the Cashier during the regular registration period in the fall and winter semesters.

Plan Costs

•             Health: $168.60 per year; $84.30 in each of the fall and winter semesters

•             Dental: $111 per year; $55.50 in each of the fall and winter semesters

Can Family Members be added to the Plans?

Coverage can be extended to your spouse and dependent children by completing the appropriate form (available at GCSU Office 276C) and submitting it to the Student Union office two weeks after the beginning of classes. Fees for extending coverage to family members must be paid when submitting application.  Payment must be made for the full year.

The cost to extend coverage to all family members:

The cost for Dependent Health is $112.50 x 2 semesters = $225.00.

The cost for Dependent Dental is $50 x 2 semesters = $100.00

Students Must Pay for Both Semesters

These costs are extra for dependents, the student’s account is still charged $84.30 for health each semester and $55.50 for dental each semester.

How Are Claims Filed?

Many service providers, including pharmacists and dentists, will accept your Green Shield card as proof of insurance.

If you pay for services in their entirety you must submit original receipts, along with the required forms to Green Shield Canada. Forms can be downloaded from Green Shield’s website or obtained at GCSU Office 276C. Please remember to keep copies of everything you submit.

Your identification number for your Green Shield plan is “GCS”+”Your Student Number”+”01″ (for example: GCS-200612345). Use this number for all claims submissions.

Name: Josephine Belbin Phone Number: 709 637 6225 Email Address: jbelbin@swgc.mun.ca

Health Card

Each member of the plan(s) is entitled to a Health and Dental Card.  It can be found in the Student Union Member Handbook services section.  Student can also simply download and print a card via the link below:

Opt-Out Refunds

Students already covered under another health and/or dental plan may choose to opt-out of the Union’s plan(s) to receive a refund of health and or dental fees. The Union plan includes benefits specifically designed for students’ needs, retaining the coverage will increase your total coverage and further reduce health care costs.

If you have existing health and/or dental insurance, you can chose to opt-out of the Student Union plans. Students wishing to opt-out can do so online via the opt-out button on the GCSU home page, at the bottom of this page, or by visiting quick links on the main Grenfell Campus website. Students must provide proof of existing coverage including the name of the insurance and the policy number.

OPT-OUT HERE https://studentplans.ca/U/16